Who is it for
Any individual or family group who wants to increase their Savings with the help of a team of professionals that will help them to understand their portfolios and financial markets.
Process
1- Financial Planning
At DiverInvest we provide custom advisory and asset monitoring services based on the investment profile, needs, objectives and specific time frames defined by the customer. We develop a short-, medium- and long-term strategy with a global perspective and a high level of diversification. To this end, it is crucial to know the customer’s individual goals: What are our life projects? Do we want our wealth to remain united over multiple generations? What risk levels are we willing to assume? How much do we have to save for: retirement, children’s education, purchase of a second residence,…?
2- Investment portfolios
DiverInvest accompanies the customer throughout the entire investment process. We coordinate the process with banks to facilitate implementation and monitoring of investments, always prioritising the offering of recommendations that best adapt to the investor’s profile.
3- Portfolio audits
There are two main points in what we call portfolio audits: on the one hand, risk control and, on the other, cost control. Risk control is a crucial factor in our investment process and is applied in a rigorous and methodical manner, periodically and ad hoc, in accordance with market circumstances. Also, at DiverInvest we are committed to diversification as an effective tool for said control.
At the same time, we negotiate commission fees with banks, verify costs and the agreed-upon terms and conditions to minimise the costs of each investment.
4- Reporting
DiverInvest has a tool that offers a global vision of the customer’s portfolio. Additionally, it allows us to group together all the banks and monitor portfolio positions, obtaining updated information to perform in-depth portfolio analysis and aid the investment decision-making process.
Services
We define the investment strategy for each group
- Definition of the investment policy according to the customer’s profile
- We study the customer’s current portfolio
- We make a customised investment proposal
Selection of banks
- We recommend financial entities: national and international
- We adapt to the bank preferences of each customer
- We remain in constant contact with the their bank’s manager
- We analyse the products offered by their bank
Selection of products
- List of investment funds recommended by DiverInvest: core and tactical.
- Advice on direct investments: ETFs, bonds, shares, etc.
- Advice on alternative Hedge Funds and Private Equity investments
Investment recommendations
- Dynamic distribution of the assessed assets
- Tactical investment ideas
- Vision of the global macroeconomic situation
Implementation and monitoring of investments
- Global Reporting
- Personal assistant in bank administration issues
- Monthly meeting with the customer
- Advice on implementation of recommendations
Audit of customer bank accounts
- Global report on customer investment portfolios
- Control and supervision of each transaction performed
Risk control
- Diversification parameters: banks, assets (fixed income and equity securities) and products
- Daily monitoring of investments
- Rebalancing of asset distribution
Cost control
- Negotiation of commission fees with banks
- Supervision of the application of the agreed-upon commission fees per transaction
- Search for more efficient products
Other services
- Events with industry experts
- Customer training
